Real answers for your healthcare questions
Who can enroll in a Marketplace health insurance plan?
Answer
Most people who live in the United States and meet Marketplace eligibility rules can shop for Marketplace coverage if they are not incarcerated. Eligibility for financial assistance depends on additional factors, including household income, tax filing status, and access to other qualifying coverage.
What to Know
You may still be able to buy a Marketplace plan even if you do not qualify for subsidies. However, eligibility for premium tax credits can be affected by an offer of affordable employer coverage, Medicare eligibility, Medicaid eligibility, or other government coverage.
What to Do Next
Complete the official Marketplace application rather than trying to estimate eligibility on your own. The application can determine whether household members qualify for Marketplace savings, Medicaid, or CHIP.
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