Real answers for your healthcare questions
When is Open Enrollment for health insurance?
Answer
Marketplace Open Enrollment is the annual period when most people can enroll in or change individual Marketplace health coverage for the next year without needing a qualifying life event. Exact dates and deadlines can vary by Marketplace and coverage year.
What to Know
The federal Marketplace usually opens enrollment in the fall, while state based Marketplaces may use somewhat different dates. Enrolling by an earlier deadline may be necessary if you want coverage to begin on January 1.
What to Do Next
Check HealthCare.gov or your state's official Marketplace for the current year's dates. Do not wait until the final day if you need time to compare plans, confirm doctors, or resolve application questions.
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