Real answers for your healthcare questions
What qualifies me for a Special Enrollment Period?
Answer
A Special Enrollment Period lets you enroll in or change Marketplace coverage outside the regular Open Enrollment Period after certain qualifying life events. Common examples include losing qualifying health coverage, moving, getting married, having or adopting a child, or certain changes in household status.
What to Know
The rules depend on the event, and some situations require that you had qualifying coverage before the event or that you provide documentation. The amount of time you have to enroll is also limited, commonly around the date of the qualifying event.
What to Do Next
Report the life event through the official Marketplace as soon as possible. Keep documents showing the date and type of change, and compare available plans before the Special Enrollment Period expires.
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