Real answers for your healthcare questions
What is CHIP and who qualifies for it?
Answer
CHIP, the Children's Health Insurance Program, provides health coverage for eligible children in families whose income is too high for Medicaid but who may still need affordable coverage. CHIP is jointly funded by the federal government and states.
What to Know
Eligibility levels, premiums, and benefits vary by state. Some states also use CHIP authority for certain pregnant people. Children generally must meet state income, residency, and other eligibility requirements.
What to Do Next
You can apply for CHIP through your state or through the Health Insurance Marketplace. Enrollment is generally available throughout the year, so families do not need to wait for Marketplace Open Enrollment to check eligibility.
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