Real answers for your healthcare questions
What happens to my Medicare coverage if I move to another state?
Answer
Original Medicare generally travels with you anywhere in the United States as long as the provider accepts Medicare. Medicare Advantage and Part D plans are based on service areas, so moving can require you to choose new coverage.
What to Know
A permanent move outside your plan's service area can create a Special Enrollment Period. Even when you move within a plan's service area, available networks, pharmacies, costs, and plan choices may be different. Medigap policies are generally portable, although premiums can be affected by location depending on the policy and state rules.
What to Do Next
Tell Medicare and your plan about the move as early as possible. Confirm whether your current plan is available at the new address and compare replacement options before your Special Enrollment Period ends.
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