Real answers for your healthcare questions
What happens to my health insurance if I move to another state?
Answer
Moving to another state can affect your health insurance because individual plans and many provider networks are tied to a specific service area. A permanent move can also qualify you for a Special Enrollment Period if you meet the applicable rules.
What to Know
Marketplace plans generally do not simply transfer from one state to another. Employer coverage may continue, but the network can be very different in the new location. Medicare Advantage and Part D plans also have service areas, while Original Medicare generally works nationwide with participating providers.
What to Do Next
Update your address with the plan or Marketplace before or soon after the move. Confirm whether your current coverage will work at the new address and compare new plans if a change is required.
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