Real answers for your healthcare questions
What happens to my health insurance after a divorce?
Answer
Divorce can cause a spouse to lose eligibility under an employer or family health plan, but it can also create new enrollment rights. The person losing coverage may qualify for COBRA, Marketplace Special Enrollment, an employer plan, or Medicaid depending on the circumstances.
What to Know
Children may remain eligible under one parent's plan even when a former spouse does not. Divorce can also change household income and tax filing status, which may affect Marketplace financial assistance.
What to Do Next
Confirm the exact date current coverage ends and update household information with the Marketplace if applicable. Compare replacement options before the special enrollment window closes.
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