Real answers for your healthcare questions
What does Medicare Supplement insurance cover?
Answer
Medicare Supplement insurance, also called Medigap, helps pay some of the costs that Original Medicare does not pay, such as certain deductibles, copays, and coinsurance. What is covered depends on the standardized Medigap plan you choose.
What to Know
Medigap policies are sold by private insurance companies and are designed to work with Original Medicare, not Medicare Advantage. Plans with the same letter generally provide the same standardized core benefits, although premiums can vary by insurer, location, age, pricing method, and other factors allowed by law.
What to Do Next
Compare the benefits of the Medigap plan letter you are considering, then compare premiums and company service. Pay close attention to your Medigap Open Enrollment Period because your ability to buy or switch coverage later can depend on state rules and medical underwriting.
Agent Perspectives
Be the first agent to share a perspective
Are you a licensed agent? Help clients with practical advice. Your name and profile appear with your answer.