Real answers for your healthcare questions
How much does individual or family health insurance cost?
Answer
The cost of individual or family health insurance varies based on factors such as where you live, ages of household members, the plan you choose, family size, tobacco use where permitted, and whether you qualify for Marketplace financial assistance.
What to Know
Your monthly premium is only one part of the cost. Deductibles, copays, coinsurance, prescriptions, and the out of pocket maximum can make two similarly priced plans very different once you use healthcare. Subsidies can substantially change the premium for eligible Marketplace households.
What to Do Next
Compare plans using the premium after any available financial assistance and the expected yearly out of pocket costs. If your household income changes, update the Marketplace because your subsidy may change too.
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