Real answers for your healthcare questions

How do health insurance agents and brokers get paid?

Answer

Health insurance agents and brokers are commonly paid commissions by insurance companies when consumers enroll in plans they are authorized to sell. Some may also receive renewal compensation or other permitted payments, and certain professionals may charge fees where allowed.

What to Know

Compensation can vary by carrier, product, market, and state rules. That means an agent may not be paid equally for every available plan, and some coverage options may not pay commissions at all.

What to Do Next

Ask the agent or broker how they are compensated and which plans they can represent. Compensation is only one factor, but transparency helps you understand possible incentives and whether important alternatives are being considered.

Agent Perspectives

Get additional insights from licensed health insurance agents

L
Liz Michel Verified Licensed
Independent Health Insurance BrokerMcKinney, TX

We are paid commission by the insurance companies when we enroll clients. That amount varies dependent on the carrier. ACA plans pay the least amount to the broker.

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