Real answers for your healthcare questions
Can I have Medicare and employer health insurance at the same time?
Answer
Yes. Many people have Medicare and employer health coverage at the same time. Which coverage pays first depends on factors such as why you qualify for Medicare, whether the employer coverage is based on current employment, and the size or type of employer plan.
What to Know
The order in which the plans pay can affect your costs and whether it makes sense to enroll in Part B right away. If you have HSA eligible coverage, Medicare enrollment also matters because you cannot continue contributing to an HSA once you are enrolled in Medicare.
What to Do Next
Ask the employer benefits administrator how the plan coordinates with Medicare before enrolling or delaying coverage. Make sure you understand which plan will pay first and whether your employer coverage is considered qualifying current employment coverage.
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