Real answers for your healthcare questions
Can I buy dental or vision insurance separately from my health insurance?
Answer
Yes. Dental and vision coverage can often be purchased separately from medical insurance. Stand alone plans are available from private insurers, employers may offer separate benefits, and some Marketplace options include or pair with dental coverage.
What to Know
Buying separately can be useful if your medical plan does not include the benefits you want, but the separate plan can have its own premium, network, deductible, waiting period, annual maximum, and enrollment rules.
What to Do Next
Compare stand alone coverage with any dental or vision benefits already included in your medical or employer plan. Check your preferred providers and expected services before adding another premium.
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